CMS Releases 2025 Financial Eligibility Standards for Medicaid SSI, Spousal Impoverishment, Medicare Savings Programs, and LIS

The Centers for Medicare and Medicaid Services (CMS) published updated 2025 Medicaid financial eligibility standards for Supplemental Security Income (SSI) and spousal impoverishment protections, as well as Medicare Savings Programs (MSPs). As of January 1, 2025, the minimum resource limits for the three MSPs (QMB, SLMB, and QI) will be $9,660 (single) and $14,470 (married). (As a reminder, however, 19 states either have no MSP resource limits or limits above the federal minimum.)

In 2025, the 300% SSI income limit (special income rule) will be $2,901 per month, while the SSI resource limit remains at $2,000 for an individual. The bulletin also provides the 2025 minimum and maximum maintenance needs allowance, community spouse housing allowance, community spouse resource standards, and home equity limits.

CMS also published the 2025 Medicare Part D Low-Income Subsidy (LIS) Resource and Cost-Sharing Limits. For 2025, the LIS resource limits are $16,100 (single) and $32,130 (married). Cost-sharing limits for people with LIS will range from $0 to $12.15 per medication. Some people may need to act now to keep their LIS in 2025.

Learn more in Justice in Aging’s fact sheet on LIS and Unwinding.

Flu Prevention Outreach Materials Available in Multiple Languages

CMS has released multilingual resources on the availability of free flu vaccines. CMS recently mailed flu prevention postcards in 14 languages to people dually eligible for Medicare and Medicaid and enrolled in a Medicare-Medicaid plan (MMP).

These postcards and other materials are also available to download on CMS’s website in multiple languages including Spanish, Arabic, Chinese, and more.

New Justice in Aging Resources

Upcoming Justice in Aging Webinars 

 

New from the National Center on Law & Elder Rights (NCLER)

On December 18th, NCLER will host a training on Life Planning Strategies for Supporting the Needs of Older Adults and Their Families. Life planning tools include wills, trusts, health care proxies, living wills, transfer on death deeds, and other will-substitutes. These tools promote self-determination and ensure that the wishes of older adults are affirmed even after their death. This training will discuss how life planning services can benefit older adults and how to take a person-centered approach to traditional estate planning and preservation of generational wealth. Learn more and register for the training.

Read NCLER’s latest issue brief, How Can Legal Assistance Providers Better Meet the Needs of Tribal Elders? This issue brief focuses on Tribal elders, providing an overview of the most pressing and unique legal issues they face, as well as promising practices for reaching and serving them. Read the issue brief.

New & Updated Federal Resources

Other New Resources

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