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Sign-On Opportunity to Support FY26 Funding for HUD Programs

Congress is in the process of negotiating spending bills for Fiscal Year (FY) 2026, including spending bills for U.S. Department of Housing and Urban Development (HUD) housing programs. Current proposals in the House and Senate include cuts to federal rental assistance that would result in fewer households being served and more people at risk of homelessness. Proposed cuts to the Housing Choice Voucher program, the country’s largest federal rental assistance program, would affect up to an estimated 71,000 older adults age 62 and over.

Organizations can urge Congress to fully fund all HUD housing programs by signing on to this letter by the Consortium for Constituents with Disabilities (CCD) Housing Task Force, which Justice in Aging co-chairs. The deadline for sign-ons is today, September 5. Advocates can also register for Justice in Aging’s webinar on September 17 to learn more about federal housing updates affecting older adults.

Older Adults Could See Steep Premium Hikes for 2026 Marketplace Coverage

People shopping for 2026 coverage this fall on the Affordable Care Act Marketplaces will see a more than 75% out-of-pocket premium cost increase on average. Enrollees with income below $25,000 and older adults ages 50 to 64 will see the steepest increases. A major driver of these increases is that Congress did not extend the enhanced premium tax credits in the budget reconciliation act (H.R. 1). Without these tax credits, CBO has estimated over 4 million individuals are expected to become uninsured.

In addition, the Trump Administration announced this week that they are expanding eligibility for “hardship exemptions” that allow people to purchase catastrophic coverage through the Marketplaces. Encouraging people to enroll in catastrophic coverage is likely to drive up premium costs even more, especially for older adults and people with chronic conditions who need comprehensive coverage with lower deductibles.

The enhanced premium tax credits, which have provided many low-income older adults access to $0 premium plans, are set to expire at the end of this year. Congressional Democrats have introduced legislation (S. 2556 /H.R. 4849) to make the tax credits permanent (along with repealing the healthcare provisions of H.R. 1). And earlier this week, a bipartisan group of Representatives introduced a bill to extend the enhanced tax credits for one year.

Get more information on how H.R. 1 impacts older adults’ access to health and long-term care in our explainer and timeline.

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